Ben Flores '94, FSA, MAAA, Assistant Vice President, Pacific Life, Aliso Viejo.
Brett Horoff '91, ASA,ACAS, MAAA, Principal&Consulting Actuary, Perr & Knight, Santa Monica.
Cary Franklin '75, FSA, MAAA EA, Horizon Actuarial Services LLC.
Diane Amarante '92, FSA, MAAA, Regional Vice President & Actuary, UnitedHealth Group, Trumbull, CT.
Eric Weibel '94, RPLU, Founding President, Alta Financial & Insurance Services, San Jose.
Jinjie Duan, FCAS, Head of Claims Actuarial & Advanced Analytics, Farmers Insurance Exchange, Woodland Hills.
Joshua Taub '04, FCAS, Instructor, The Infinite Actuary
Loren Nickel '96, FCAS, MAAA, Director, Business Risk and Insurance, Google Inc., Mountain View, CA.
Richard Hall, FSA, MAAA, Chief Actuarial Officer, HealthNet Inc, Woodland Hills.
Richard Manship '91, ACAS, MAAA, SVP & Chief Actuary, Actuarial Services, ICW Group, San Diego.
Richard Paul '91, ASA, MAAA, Owner, USBenefits Insurance Services, Irvine.
Stephen Underhill '97, Vice President & Senior Risk Economics Manager, Marsh & McLennan Companies, San Francisco.
Timothy Wilder, FSA, MAAA, Principal and Consulting Actuary, Milliman, San Diego.
William Kane '02, FSA, EA, Consulting Actuary, Towers Watson, San Francisco.
Advisory Board meeting, 10/23/2012: Eric Weibel, Brett Horoff, Loren Nickel, Richard Manship and Ben Flores.
Advisory Board meeting, 4/26/2013: Sitting: Tom Terry, Richard Manship, Janet Duncan and Raya Feldman
Standing: Ian Duncan, Gerald Lalande, John Xu, Loren Nickel, Will Kane and Brett Horoff.
Amy Yao serves as Vice President of Actuarial Department and Chief Actuary, where she manages the pricing and risk adjustment process for all lines of business (individual, small and large employer groups, Medicare, dental/vision/life, and stop-loss), reserves and trend developments, financial forecasting, rating model development, as well as provider network trend and analytics. Her team uses actuarial analytics to provide actionable insight which informs and influences business strategy, as well to improve the predictability of business performance. It is this improved predictability that helps to support Blue Shield’s mission to provide Californians access to high quality healthcare at an affordable price.
Prior to Joining Blue Shield in 2006, Amy spent 12 years with PacifiCare in various leadership roles, including Vice President of Medicare Pricing and Director of Large Group & Enterprise Wide Pricing. Amy has also worked for Milliman & Robertson, Pacific Mutual, and Aetna Life & Health Plans.
Amy has a Masters of Applied Mathematics from the University of Connecticut and a Bachelor of Computer Science from Tsinghua University in Beijing, China. She is a Fellow of the Society of Actuaries (FSA) and a Member of the American Academy of Actuaries (MAAA).
Ben Flores joined Pacific Life in 2008 as director, GAAP Valuation, in the Life Insurance Division. He is responsible for all actuarial valuation activities and for directing and developing a team in the preparation and review of various actuarial, reporting, and analysis work products. As assistant vice president, Ben continue to oversee all quarterly and annual GAAP actuarial activities and will expand his role in strategy to encompass all areas of valuation and product reporting for the Life Insurance Division. He has a bachelor's degree in probability and statistics from the University of California, Santa Barbara.
Brett Horoff is a Principal & Consulting Actuary with Perr & Knight. Brett is responsible for the overall management of Perr & Knight's consulting practice, which includes Actuarial, Competitive Intelligence, Data Services, Insurance Technology and Regulatory Compliance. He has extensive ratemaking and reserving experience on a wide range of personal and commercial lines insurance products. In addition, he has also provided reserve, funding, cost allocation, equity allocation, retention level and captive feasibility studies to many captive insurance companies and self-insured public and private entities.
Prior to joining Perr & Knight's Santa Monica, California office in 1997, his previous employment included Advanced Risk Management Techniques, Inc. (An Aon Company), the Auto Club of Southern California and 21st Century Insurance Group. His actuarial experience includes personal auto (preferred and non-standard), motorcycle, boats including personal watercraft, homeowners, personal umbrellas, commercial auto, general liability, workers compensation, auto and motorcycle warranty, professional liability, medical malpractice, directors & officers and many other product lines. Brett has provided property & casualty actuarial services to insurance and reinsurance companies, captive insurers and self-insurers since 1992.
Brett graduated from the University of California at Santa Barbara with a Bachelor of Arts in Mathematics and Economics in 1991. He has since become an Associate of the Casualty Actuarial Society, an Associate of the Society of Actuaries and a Member of the American Academy of Actuaries.
Cary Franklin is one of the three principals of Horizon Actuarial Services, LLC. He is a senior consulting actuary and the managing consultant of the Los Angeles office. Cary has over 30 years of experience consulting with multiemployer and single-employer plans, including pension, 401(k), and retiree medical plans. His experience ranges from plan administration to actuarial cost projections to compliance issues to labor negotiations. Cary is a frequent speaker at conferences and seminars, such as with the International Foundation of Employee Benefits Plans (IFEBP), and he has authored several papers on actuarial issues. He served as the chairman of the IFEBP's Actuaries and Consultants Committee for 2005. Cary is a graduate of UC Santa Barbara. He is a Fellow of the Society of Actuaries, a Member of the American Academy of Actuaries, and an Enrolled Actuary under ERISA.
Eric Weibel founded Alta in 2008, focusing his brokerage on new economy insurance products covering patent infringement, cyber risk, content and media liability, E&O, and other professional liability exposures. In addition to brokering these products, Eric develops and helps to manage insurance products. Presently he is working on a new patent insurance product that may help with today's patent troll problem. He is also in the process of developing a commercial automobile program. He will also be working soon on a research project being funded with a prestigious grant from the Casualty Actuarial Society.
Eric is a published actuary. His paper, Territory Analysis with Mixed Models and Clustering was published in the Casualty Actuarial Society's 2008 Discussion Paper Program on Predictive Modeling. Eric also recently published an article on patent insurance for the IP section of the California bar association in its periodical New Matter. Prior to Alta, Eric was a founder, Vice President, and Chief Actuary at Cabrillo General Insurance Agency of San Diego. He served as product manager at Tower Hill Insurance Group, and also was Arrowhead General Insurance Agency's first commercial actuary. He began his career as an actuarial trainee at ICW Group. He worked as a statistician in the corporate quality department of a large silicon valley software company on breaks from college. Eric has a degree in Statistical Sciences from the University of California at Santa Barbara, and did graduate work at San Diego State University. He is also a Registered Professional Liability Underwriter (RPLU).
Research & Modeling Executive, CSAA Insurance Group, Walnut Creek
James Xia serves as Research & Modeling Executive for CSAA Insurance Group, where his team provides advanced analytics and predictive modeling support to various organizations such as Pricing, Claims, Services, and etc. His previous employment in the insurance industry included Esurance and Nationwide. Prior to his actuarial career, James worked for several years in investment banking and credit risk management.
James has a BA in Finance from Xiamen University, a MA in Economics and a MBA in Finance and Information Systems from Michigan State University, and a MS in Operations Research from Columbia University. He is a Fellow of the Casualty Actuarial Society (FCAS) and a CFA charterholder.
Head of Claims Actuarial & Advanced Analytics, Farmers Insurance Exchange, Woodland Hills
Jinjie Duan serves as Head of Claims Actuarial & Advanced Analytics, where he is building a best-in-class team that provides actuarial analyses, advanced analytics, and predictive modeling to the Claims organization within Farmers Insurance. His team, consisting of data scientists, actuaries, application developers, business analysts and project managers, supports the Claims Department in optimizing Claims handling and operations by building models using machine learning techniques, assessing technical offerings of the vendor solutions, and providing catastrophe claim counts and paid loss projections. Jinjie's more than 11-year career with Farmers Insurance Group began as an Actuarial Assistant in Product Management and has grown to the current position he holds today.
Jinjie has a Bachelor of Science in Material Science and Engineering, Nuclear Engineering, and Applied Mathematics from the University of California, Berkeley. He is a Fellow of the Casualty Actuarial Society (FCAS).
Josh Taub graduated from UCSB in 2004 with a BA in Math/Economics and a BS in Statistics with an emphasis in Actuarial Science. Josh worked at the UCSB Economic Forecast Project between 2002-2004 to gain his initial work experience in using Microsoft Office (Excel/Powerpoint/VBA) and making statistical forecasts. After working as an actuarial intern at Farmers Insurance in the summer of 2003, he worked full-time for Farmers between 2004 and 2012 in various actuarial and product roles in Homeowners insurance, claims, and Commercial insurance. Josh obtained his FCAS designation in 2008 from the Casualty Actuarial Society.
Loren Nickel is a Director at Google and leads the business risk and insurance team. Nickel is responsible for leading the team that provides risk advisory, captive management, insurance placement, and analytical support to Google teams.
Loren has nineteen years of experience in the risk and insurance industry, including fifteen years as an actuary and four years as an underwriting manager with Aon and Fireman's Fund Insurance Company. The underwriting role has presented him with a unique position of seeing the impact of actuarial analysis on a range of business professionals. He has been called on to explain in-depth actuarial and underwriting concepts to a variety of audiences including CEO's, CFO's, Executive/Managing Directors and Risk Managers.
He is a Fellow of the Casualty Actuarial Society, Member of the American Academy of Actuaries, and Charterholder of the CFA Institute. Loren is 2011 Business Insurance - Innovation of the Year Award Recipient.
Richard J. Manship has served as Chief Actuary since 2006. Mr. Manship began his career in the actuarial profession in 1991 and now has over 20 years of experience in the insurance industry, with more than half of that time since joining ICW in 2001. He is responsible for ratemaking/pricing, estimating liabilities (reserving), forecasting as part of the budgeting process, corporate reporting, business intelligence sponsorship, and analytics activities across workers' compensation and private passenger auto. As Chief Actuary, he also reports to the Audit Committee of the Board of Directors.
Richard's work experience includes over six years as an actuarial analyst within the property and casualty division at a consulting actuarial company (Milliman); actuarial analyst, manager, and Assistant Vice President roles across three years at a national workers' compensation company (Fremont Compensation); Assistant Vice President at an insurance management firm for an excess medical malpractice risk retention group (Premier Insurance Management Services); and a director role and various officer roles from June 2001 to present at ICW, leading to his current executive position as Senior Vice President & Chief Actuary.
Richard is an Associate of the Casualty Actuarial Society (CAS) and a member of the American Academy of Actuaries (AAA), having attained membership in 2002. He holds a B.A. in physics and a B.S. in statistics from the University of California at Santa Barbara.
Stephen Underhill is currently a Vice President & Senior Risk Economics Manager, Marsh & McLennan Companies. In his current role, he supports Claims where he is responsible for improving the actuarial reserving function, managing Claims predictive modeling projects and improving Claims performance metrics. In his 15-year actuarial career, he has been responsible for pricing multiple personal and commercial lines of business within property/casualty insurance along with experience in Reserving, Price Governance and Claims. Steve has also worked abroad within the Allianz Group having spent two years each in the German and Australian Allianz subsidiaries where he performed pricing, predictive modeling and reserving functions.
Steve is a Fellow of the Casualty Actuarial Society (CAS). He holds a B.A. in business economics and a B.S. in statistics from the University of California at Santa Barbara.
Tim is a principal with the San Diego office of Milliman. He joined the firm in 2001. Tim specializes in helping clients assess the risks and financial implications associated with their healthcare products, reimbursement systems, and risk-sharing arrangements. Tim has worked with insurance companies, TRICARE (USFHP), HMOs, PPOs, BCBS plans, and provider organizations for all populations --Commercial, Medicare, Medicaid, and TRICARE populations.
Tim has significant experience in: Healthcare benefit plan design, pricing, feasibility studies, and financial modeling; working with public and private organizations in the cost evaluation of their current and proposed benefit programs; developing expected utilization and cost benchmarks for commercial, Medicare, and Medicaid populations; providing regulatory filings for health carriers and projecting healthcare claim reserves; negotiation of rates for USFHP (TRICARE) and Medicaid populations; provider contract negotiation; preparation of Medicare Advantage bids.
Will Kane graduated from UCSB in 2002 with a B.A. in Math and Economics. He returned to his native San Francisco in 2003 where he joined Towers Watson as a consulting actuary specializing in pension. He attained his FSA in 2011, ending eight years of exams, for which his wife and daughter are very grateful.